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National Council of Higher Education Loan Programs

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CommonRecord CommonLine (CRC) Documentation
The Origination Standards Advisory Team (OSAT) oversees the design and support of a single standard XML-based CommonRecord:CommonLineSM (CRC), to support multiple loan programs, including FFELP and Private (Alternative), eliminate multiple flat files, and provide a simplified process for the submission of financial aid data by schools and their FAMS partner.

This section is designed to be a repository of documents developed by the workgroup in support of this standard.


CommonLineSM R4 and R5 Documentation
The CommonLineSM Network is a process developed by the National Council of Higher Education Loan Program (NCHELP) community of service providers (guaranty agencies, lenders, and servicers) and schools to facilitate the electronic processing of Federal Family Education Loans (FFELP) and Alternative Loans. This process, which has been implemented across the country, enables schools to communicate with a multitude of service providers, in a standardized format, using one software product of the school's choice.

Any NCHELP member or school can participate in the CommonLineSM Network. FFELP organizations can also become Electronic Standards Members of NCHELP have access to the expanded functionality of CommonLine and CAM through the use of alternative loan codes, non-FFEL guarantor codes and service provider IDs, can participate and vote on the Electronic Standards Committee, and participate on the committee's listserv. For information about becoming an "Electronic Standards" member, contact NCHELP at 202-822-2106.


CAM (Common Account Maintenance)
Common Account Maintenance (CAM) is the student loan industry’s electronic standard used to report information about students, borrowers, and loans. Created by the National Council of Higher Education Loan Programs (NCHELP), CAM provides lenders, servicers, and guarantors with a standardized process for exchanging data. Among other things, CAM specifies the type of content, record format, and file structure for sharing data on borrowers and their loans.

Implementation Status
Looking for someone to test with? Looking for information on specific entity's electronic implementation status? This page contains information on the readiness for testing and/or production of Lenders, Guarantors, Servicers, Vendors for the following file formats and/or changes to the file formats based on new regulations. Currently, the following information is available:
  • Budget Reconciliation Changes
  • CommonlineSM Release 4
  • CommonlineSM Release 5
  • CRC
  • CAM


  • Electronic Data Exchange Documentation
    Information pertaining to the transport of CommonLine and CAM data, including the NCHELP Technical manual.

    CommoNews
    Collection of the ESC CommoNews committee newsletter produced between 1999 and 2007.

    Testing Tools
    This section contains the testing tools for CommonLineSM 5 and CommonRecord:CommonLineSM (CRC)

    Loan Rehabilitation File Specifications
    Information regarding loan rehabilitation and associated credit bureau reporting

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    Last Updated: 05/14/2008 8:55 AM

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